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100 N Church Avenue

Panama City, FL 32401
  • $215,000
  • STATUS: Active
  • ON SITE: 7 Days
  • MLS #: 789422
$215,000
  • 2
    BEDS
  • 0.22
    ACRES
  • 1
    BATHS
  • 1
    1/2 BATHS
  • 926
    SQFT
  • $232
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1950
County:
Bay

School Information

Elementary School:
Middle School:
High School:
Bay

Description

Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you're greeted by an open front porch that faces the water--an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space. This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout--providing both charm and added protection. City water and sewer services add to the convenience. Whether you're looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations). Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you're never far from work, travel, dining, and entertainment. Don't miss your chance to own a piece of Old Florida charm with modern-day possibilities!

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© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Realty Emerald Coast. Data last updated: 2026-05-13T00:03:57.127.
www.kwemeraldcoast.com/homes/176142733
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100 N Church Avenue Panama City, FL 32401

  • Price: $215,000
  • Status: Active
  • On Site: 7 Days
  • MLS #: 789422
2
Beds
1
Baths
1
½ Baths
0.22
Acres
926
SQFT
$232
$/SQFT
1950
Built
Neighborhood:
No Named Subdivision
County:
Bay
Area:
Bay County-Central
Elementary School:
Cherry Street
Middle School:
Jinks
High School:
Bay
Property Description
Welcome to coastal charm and opportunity at 100 N Church Ave in Panama City! This freshly painted and absolutely adorable Florida cottage sits on a desirable corner lot just steps from the water, offering the perfect blend of lifestyle and investment potential. Built in 1950 and thoughtfully maintained, this 2-bedroom, 1.5-bath home features 926 square feet of inviting living space with timeless character and durable construction. As you arrive, you're greeted by an open front porch that faces the water--an ideal spot to enjoy morning coffee while overlooking the nearby marina. Boating enthusiasts will love being just 0.1 miles from a public boat ramp, making it incredibly easy to get out on the water at a moment's notice. This location places you right in the heart of a thriving boating community. Inside, the home offers a functional layout with cozy living spaces and plenty of natural light. The kitchen is equipped with a gas stove, and the home also features a gas tankless water heater for added efficiency and on-demand hot water. Step out back to a large covered porch overlooking the fully fenced backyard--perfect for entertaining, relaxing, or storing your outdoor gear. The property also includes a detached one-car garage, ideal for boat storage, a workshop, or additional storage space. This home is built with longevity in mind, featuring pier and beam construction, durable Hardie board siding, a metal roof, and Carolina shutters throughout--providing both charm and added protection. City water and sewer services add to the convenience. Whether you're looking for a primary residence, a second home, or an income-producing property, this one checks the boxes. With its prime location and proximity to the water, this home offers excellent short-term rental potential (buyer to verify local regulations). Conveniently located approximately 6 miles to Tyndall Air Force Base, 10 miles to downtown Panama City, 18 miles to Panama City Beach and Pier Park, and about 20 miles to Northwest Florida Beaches International Airport (ECP), you're never far from work, travel, dining, and entertainment. Don't miss your chance to own a piece of Old Florida charm with modern-day possibilities!
Exterior Features

Architectural Style Florida Attached Garage YN No Construction Materials Hardi Plank Type Exterior Features Deck Patio Outdoor Shower Fencing Fenced Foundation Details Pillar / Post / Pier Garage YN Yes Lot Features Paved Patio And Porch Features Deck Enclosed Patio Covered Porch Road Frontage Type City Street Roof Metal View Bay Bayou View YN Yes

Interior Features

Appliances Gas Range Gas Water Heater Cooling Central Air Ceiling Fan(s) Cooling YN Yes Heating Central Electric Heating YN Yes Interior Features Entrance Foyer Parking Features Circular Driveway Rooms Bedroom (First Level) Dining Room (First Level) Foyer (First Level) Porch (First Level) Patio (First Level) Full Bath (First Level) Laundry (First Level) Family Room (First Level) Half Bath (First Level) Kitchen (First Level) Bedroom (First Level) Units Furnished None

Property Features

Association YN No Community Features Short Term Rental Allowed Listing Service Full Service Lot Size Dimensions 65x147 New Construction YN No Occupant Type Vacant Property Sub Type Single Family Residence Property Sub Type Additional Single Family Residence Security Features Security System Owned Carbon Monoxide Detector(s) Smoke Detector(s) Sewer Public Sewer Tax Annual Amount 1010 Tax Year 2025 Utilities Electricity Available Waterfront YN No Zoning Description City Resid Single Family

Central Panhandle Association of REALTORS (Panama City MLS) logo Listing provided courtesy of Anchor Realty Florida: 850-899-7999. Listing information © 2026 Central Panhandle Association of Realtors MLS.


© 2026 Central Panhandle Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Realty Emerald Coast. Data last updated: 2026-05-13T00:03:57.127.
 
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