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108 Terra Cotta Way

Destin, FL 32541
  • $749,000
  • STATUS: Active
  • ON SITE: 266 Days
  • MLS #: 992506
$749,000
  • 2
    BEDS
  • 0.11
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 1,569
    SQFT
  • $477
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1999
County:
Area:

School Information

Elementary School:
Middle School:
High School:

Description

Breathtaking Coastal Luxury Just Steps from the Sand! Welcome to 108 Terra Cotta Way, an exquisite, fully remodeled beach house w. garage offering the perfect blend of refined elegance, resort-style living, and exceptional investment potential. Nestled within the exclusive Terra Cotta Terrace community, this captivating home features deeded, gated beach access, a private heated pool, and a garage, all designed for effortless coastal living. From the moment you arrive, you'll be drawn to the home's fresh exterior paint, updated landscaping, and tranquil surroundings. Inside, soaring ceilings and an open layout create a bright, airy atmosphere flooded with natural light. Every detail has been thoughtfully curated, showcasing new flooring, designer lighting,and modern touches throughout! The chef's kitchen is a true showpiece, featuring storybook white custom cabinetry, endless quartzite countertops, and new stainless steel appliances - perfect for entertaining or quiet evenings at home. Bathrooms have been beautifully updated with new cabinets, mirrors, lighting, and spa-like finishes, offering a serene and refined experience. This spacious sanctuary boasts two luxurious master suites, ideal for hosting family, friends, or vacation guests. Step outside to your private oasis, where the re-surfaced Marcite pool, privacy wall, and lush setting create a tranquil resort-style escape - perfect for relaxing after a day at the beach. This home shines as both a full-time residence or income-producing coastal investment. With low HOA fees, residents enjoy access to exceptional community amenities including a community pool, tennis and pickleball courts, sand volleyball, BBQ grills, and a clubhouse for gatherings and events. One of Terra Cotta Terrace's most appreciated features is its quiet, non-cut-through streets, offering a peaceful, exclusive neighborhood ideal for morning walks, bike rides, and a true sense of serenity. The private gated beach access is just steps away -perfectly positioned between The Crab Trap and Pompano Joe's on Scenic Gulf Drive. Ideally located near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this property offers a rare combination of luxury, location, and lifestyle. More than a home, 108 Terra Cotta Way is a coastal retreat, private haven, and unforgettable destination - where memories are made and guests never want to leave.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Realty Emerald Coast. Vendor Member number: 28178. Data last updated: 2026-10-06T00:01:02.38.
Vendor Member #28178.
www.kwemeraldcoast.com/homes/172050798
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108 Terra Cotta Way Destin, FL 32541

  • Price: $749,000
  • Status: Active
  • On Site: 266 Days
  • MLS #: 992506
2
Beds
2
Baths
1
½ Baths
0.11
Acres
1,569
SQFT
$477
$/SQFT
1999
Built
Neighborhood:
Terra Cotta Terrace
County:
Okaloosa
Area:
Destin
Elementary School:
Destin
Middle School:
Destin
High School:
Destin
Property Description
Breathtaking Coastal Luxury Just Steps from the Sand! Welcome to 108 Terra Cotta Way, an exquisite, fully remodeled beach house w. garage offering the perfect blend of refined elegance, resort-style living, and exceptional investment potential. Nestled within the exclusive Terra Cotta Terrace community, this captivating home features deeded, gated beach access, a private heated pool, and a garage, all designed for effortless coastal living. From the moment you arrive, you'll be drawn to the home's fresh exterior paint, updated landscaping, and tranquil surroundings. Inside, soaring ceilings and an open layout create a bright, airy atmosphere flooded with natural light. Every detail has been thoughtfully curated, showcasing new flooring, designer lighting,and modern touches throughout! The chef's kitchen is a true showpiece, featuring storybook white custom cabinetry, endless quartzite countertops, and new stainless steel appliances - perfect for entertaining or quiet evenings at home. Bathrooms have been beautifully updated with new cabinets, mirrors, lighting, and spa-like finishes, offering a serene and refined experience. This spacious sanctuary boasts two luxurious master suites, ideal for hosting family, friends, or vacation guests. Step outside to your private oasis, where the re-surfaced Marcite pool, privacy wall, and lush setting create a tranquil resort-style escape - perfect for relaxing after a day at the beach. This home shines as both a full-time residence or income-producing coastal investment. With low HOA fees, residents enjoy access to exceptional community amenities including a community pool, tennis and pickleball courts, sand volleyball, BBQ grills, and a clubhouse for gatherings and events. One of Terra Cotta Terrace's most appreciated features is its quiet, non-cut-through streets, offering a peaceful, exclusive neighborhood ideal for morning walks, bike rides, and a true sense of serenity. The private gated beach access is just steps away -perfectly positioned between The Crab Trap and Pompano Joe's on Scenic Gulf Drive. Ideally located near beachfront dining, boutique shopping, championship golf, world-class fishing, Destin Commons, and Silver Sands Premium Outlets, this property offers a rare combination of luxury, location, and lifestyle. More than a home, 108 Terra Cotta Way is a coastal retreat, private haven, and unforgettable destination - where memories are made and guests never want to leave.
Exterior Features

Architectural Style Beach House Carport YN No Construction Materials Stucco Door Features [] Exterior Deck CoveredDeck OpenFenced Back YardFenced Lot-AllFenced PrivacyPool - In-GroundPorchPorch OpenRenovated Exterior Features Private Yard Foundation Details [] Garage YN No Parking Garage Door Opener Patio And Porch Features Deck CoveredDeck OpenPorchPorch Open Pool Yes Pool Features In Ground Roof Slate View [] Window Features Plantation ShuttersWindow Treatments

Interior Features

Appliance Info Auto Garage Door OpnDishwasherDisposalDryerMicrowaveOven Continue CleanRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasher Appliances DishwasherDisposalDryerMicrowaveRefrigeratorWasherElectric Water Heater Basement [] Bedroom Level First Cooling Central AirCeiling Fan(s) Cooling YN Yes Fireplace Features [] Flooring LaminateVinylCarpet Furnished Furnished Heating Central Heating YN Yes Interior Breakfast BarCeiling RaisedFloor LaminateFloor VinylFloor WW Carpet NewFurnished - AllNewly PaintedOwner's ClosetPantryPlantation ShuttersRenovatedWasher/Dryer HookupWindow Treatment All Interior Features Breakfast BarVaulted Ceiling(s)Newly PaintedOwner's ClosetPantryWasher/Dryer Hookup Kitchen Level First Living Room Level First Master Bed Bath MBath Double VanityMBed Cthdrl CeilingMBed First Floor Master Bedroom Level First Rooms BedroomMaster BedroomKitchenLiving Room Rooms Total 4

Property Features

Assessment Amount 225 Assessment Paid Monthly Association Fee Includes Land RecreationLicenses/PermitsRecreational FacltyServices Association YN Yes Buyer Financing [] Community Features BeachCommunity RoomDeed AccessDumpsterLaundryPicnic AreaPoolTV CableTennis Court(s)PickleballShort Term Rental - Allowed Energy AC - Central ElectAC - High EfficiencyCeiling FansHeat Cntrl ElectricWater Heater - Elect Fees Include AccountingLand RecreationLicenses/PermitsRecreational FacltyServicesMaster Association Fencing Fenced Lot-AllPrivacy Financing Conventional Green Energy Efficient [] Is Subject Leased No Lot Features Within 1/2 Mile to Water Lot Size Dimensions 37x101 New Construction YN No Other Equipment [] Other Structures [] Property Condition Construction CompleteRenovated Property Sub Type Detached Single Family Road Frontage Type [] Road Surface Type [] Security Features Smoke Detector(s) Special Listing Conditions [] Tax Annual Amount 6488.01 Tax Year 2024 Utilities [] Utility Info ElectricPublic SewerPublic Water Water Source Public Waterfront Features [] Zoning City Zoning Info City

Listing courtesy of RealJoy Realty LLC: 850-290-8060.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Keller Williams Realty Emerald Coast. Vendor Member number: 28178. Data last updated: 2026-10-06T00:01:02.38.
Vendor Member #28178.
 
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Keller Williams Realty Emerald Coast
36008 Emerald Coast Pkwy. Ste. 201
Destin FL, 32541